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Credit Reports
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WATCH OUT FOR SO-CALLED
“FREE” CREDIT REPORT SCAMS!
Preparing a bankruptcy petition requires
listing all of your creditors. You must know
the name, address, phone number and estimated
amount owed for each creditor.
There is only one organization that gives
you a complete credit report for free with all
of this information,
annualcreditreport.com.
You will receive a free report from each
of the three leading credit bureaus, Equifax,
Experian, & Transunion. Save the credit reports
to your desktop.
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Ten Reasons why you should obtain your credit report
prior to filing bankruptcy, as per Matthew Bender & Company,
INC a member of LexisNexis Group:
- Obtaining your credit reports will allow you to
get accurate creditor names, addresses, types of debts,
balances due, account numbers, and claim date.
- Obtaining your credit reports will allow you to
observe judgments debts.
- Obtaining your credit reports will allow you to
observe liens against your property.
- Obtaining your credit reports will allow you to
observe collection agencies representing creditors.
- Obtaining your credit reports will allow you to
observe IRS liens.
- Obtaining your credit reports will allow you to
observe creditors that might need to be surrendered.
- Obtaining your credit reports will allow you to
observe if you have creditors with cosigners.
- Obtaining your credit reports will allow you to
observe your spouse's debts.
- Obtaining your credit reports will alert you to
creditors that were overlooked.
- Obtaining your credit reports will allow you to
observe mistakes on your credit record.
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Annual Credit Report - Do It Yourself Documents
highly recommends this company; however, prior to
using it you may want to open a new (temporary)
email address because you will receive a lot of
spam once you use this company.
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“Before you accept one of those FREE credit report
offers you should know that they will ONLY provide you
with ONE of the three major credit bureaus credit reports
& will require you to provide them with a CREDIT CARD
number that they will use to automatically CHARGE YOU
for other services year after year unless you remember
to cancel!”
THREE CREDIT BUREAUS
“Did you know that Equifax, Experian & Transunion
are all keeping separate credit files on you? Did you
know that different lenders use different credit bureaus
& therefore look at different credit reports? Get all
the information from ALL three credit bureaus on one
report!”
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THEREFORE, WE RECOMMEND...
At Do It Yourself Documents ® we recommend what we
believe is the best credit report available. Shop around
& you’ll agree. Annual Credit Report gives you THE THREE
major credit bureaus.
Annual Credit Report, link to free credit reports.
MISTAKES ON YOUR CREDIT REPORT?
We have a plentiful selection of books that can help
you decipher your credit report, find AND correct mistakes
on your credit report, budget your spending, & rebuild
solid credit.
LEARN ABOUT REPAIRING YOUR CREDIT!
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